Get Home Loan @ 6.90% p.a Mortgage @ 9.25% p.a

Best Offer with Low Rate of Interest

Full 100% Finance on Valuation – All PSU Banks & Private Sector Banks – Low or Bad CIBIL Score Easy Approval – Without Income Proof Loan Against Property – Ludhiana office since 2009 

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Offers from Top 21+ Banks & NBFC. Apply Online and Get e-Approved Loan Instantly.

Disclaimer: your details not be shared with any third party, will be treated with the utmost confidentiality.

Why take a loan with us?

Easy Documents

Loan Process Start with Minimum Documentation or KYC

Fast Approval

Get Loan Sanction Approval in 1hr with Score Card Base.

Lowest EMI

Lowest Possible EMI in Home Loan or Mortgage Lap Loan

Customer Love us!

2192 Loan File Already Disburse & Counting...

Promise we Deliver!

  1. Full Finance 100% Funding on Property Valuation.
  2. Plot, Residential and Commercial Property Loan.
  3. Low or Bad CIBIL Score Easy Approvals.
  4. Home Loan EMI Start Rs. 734* per Lakh.
  5. Mortgage Loan Against Property EMI Start Rs. 932*/ Lakh.
  6. Longer Tenure 15 to 30 Years.
  7. any kind of Legal, Technical, Property Papers & CIBIL issue Free Consultation from Bank Panel Advocates Here.
Channel Partner 21+ Banks & NBFC since 2009
  • PNB Housing Finance
  • Canara Bank
  • UCO Bank
  • HDFC Ltd
  • IDFC First Bank
  • DCB Bank
  • ICICI Bank

Features all Home Loan Products ?

Get Subsidy to Benefit Rs. 2.67 Lakh in PMAY – Pradhan Mantri Awas Yojana for Plot + Construction & Purchase Build-up Property in Home Loan.

Home Purchased or Construction

Home loans for the purchase of a plot, built-up house, flats from private developers, bungalow, commercial, semi-commercial property. or purchase a new construction house/plot in an approved colony regularized by govt.

Mortgage - Loan Against Property

Whenever you need money for your business, family marriages, or any health-related expenses, etc, the best option is that you can take a loan from the bank or nbfc through the loan against property @ 9.25% per Annum.

Refinance or Balance Transfer Top-up

A refinance home loan is when you need some more funds for the reconstruction of your property. if you need some more loans with a low-interest rate so transferred your current home loan account balance to another Bank or NBFC

Our Happy Clients!

“I have taken my home loan with the support of Loan Million. Thank for giving the lowest interest rate of interest, Manoj Lakhotra ji.”

5/5

AMANDEEP SINGH

Industry, Ludhiana

“HDFC bank given my home loan in 10 days, all documentation & legal papers were clearly shared by the loan million & Mr. Manoj.”

4.5/5

SARITA GOYAL

Doctor, Ludhiana

“First of all, I would like to thank the loan million team and Mr. Manoj Lakhotra, I got my property loan in Ludhiana.”

5/5

MAHESH KUMAR

Import Export, Ludhiana

Frequently Asked Questions

Eligibility Criteria


> Age – 21-55 years.
> Income salaried – Rs. 20,000 per month.
> Income self-employed – Rs. 2.50 lakh latest ITR.
> Start loan amount – Rs. 5 lakh to 99 crores.
> Min cibil score – 750+ (low or bad cibil can also apply)

Salaried
Applicant / Co-applicant documents required for a Home loan or Mortgage

> Two photographs small size
Pan card
Aadhar card
Passport / Driving license / Voter-id card
Bank statement six months
Property papers
Two years of income tax returns – ITR
The latest three salary slips for the salaried profile or Form-16
Salary certificate for cash salaried

Self Employed
Applicant / Co-applicant documents required for a Home loan or Mortgage

> Two photographs small size
> Pan card
> Aadhar card
> Passport / Driving license / Voter-id card
> Bank statement six months
> Property papers
> Two years of income tax return – ITR
> Business proof any
> Balance sheet if available

The CIBIL score of any person should be 750+ to take any loan or finance. If the CIBIL score is less than 750 for any reason check here before apply the loan, the bank/nbfc wants to know how its repayment history of any ongoing or completed loan has been. Go to CIBIL to know your CIBIL Credit Report.

Note : Special approvals for low or bad Cibil credit score. Apply now here